Thursday, 19 April 2018

What Are The Attractive Features Of SBI SimplySAVE Advantage Credit Card?

The state bank of India provides you unbelievable offers which you can use it as per your desire. Yes, they can give you shopping, dining, traveling, and more privileges you can instantly apply and take all the benefits in your pocket. A credit card is the best creation in financial industry you can buy anything which is your favorite and make payment as per your convenience through EMI.



Before you can apply, you should check online your age eligibility and KYC part. If we talk about your age eligibility, then you should be between 18 to 65 years with a clear credit history. Your clear record can explain your payment, repayment and payback data. For KYC identity proof, address proof, and income proof need to submit along with recent passport size photograph. For identity, you have to share governmental photo ID proof. For address, you have to share Aadhaar, driving license, and passport. For income salary slip and income tax return have to share.

Now you are ready to know the features and immediately prepare yourself to get.

  • On Rs 100 spent on dining, movies, and grocery spends you can get 10 Reward points
  • On Rs 100 spent on other spends then you can get 1 Reward point
  • For an annual fees reversal, you have to spend Rs 90,000 and above
  • You have a bumper offer chance to get 1% fuel surcharge waiver across all petrol pumps
  • Get annual membership fee reversal from the second year of your subscription
  • You have to pay annual fee Rs 499 for one- time
  • Renewal fee Rs 499 for per annum
  • You have to pay card replacement fee Rs 100
  • Cash payment fee Rs 100


How Can You Apply For The SimplySAVE Advantage Card?

For an online procedure, you can visit the official site of the bank, fill the full name, proper current-permanent address with area PIN code, upload documents, registered mobile number, email ID and submit it. After your submission, they can check your shared documents, then give you approval for a next level.

If you want to drop an application request for SBI SimplySAVE advantage credit card through an offline, for that, you need to visit the nearest bank branch, fill the physical application form along with self-attested documents.

For both procedures, you have to submit correct KYC in the bank. Otherwise, the bank can stop processing your application request or can reject.


How Can You Utilize Your SBI SimplySAVE Advantage Credit Card?

You can use your product for necessities for payments, shopping, overviewing expenses and more ways. For payment, the bank can provide you online and offline options, it depends on you how you can use it and pay bills on time without any trouble. For an online method first of all register yourself. For registration, you have to visit the official site of the bank, enter 16 digit number, name, proper address, upload documents, registered mobile number and email ID, then submit it. The bank can verify all shared data, after confirmation they can drop an email of User ID and password on registered ID. Now you can login your online banking portal and make SBI SimplySAVE advantage credit card payment. They can provide you net banking, mobile banking, autopay, ATM, RTGS, and NEFT services. The online facility is secure and time-consuming.

For an offline bill payment, you have to visit the nearest bank branch, for cash fill the deposit form and drop it bank’s counter and for cheque payment enter all required information and drop into nearest SBI ATM.

The Bank Statement

Why do you need to check bank statement? Do you know CIBIL can collect all your data and make one report against you? CIBIL is the well known financial company which can collect all your product usage related information. The range starts from 300 to 900 and less than 650 means danger and more than 750 means you can get the high-interest rate. This record can depend on your expenses, spending habits, exceeding the credit limit, payment, repayment, and payback facility. That’s why you should check your bank statement after the completed one-month billing cycle.

If you have any doubt related to your product, want to know the features, discounts or share feedback, then call on 1860 180 1290 toll-free number of SBI and take solution within a second. The executives are glad to help you with a prompt response.

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